Our financing
Car loan
Buy a new or used vehicle, with a clear monthly payment.
The car loan finances the purchase of a vehicle. The asset can serve as collateral, which opens financing to varied profiles.
- Amounts
- from €3,000 to €80,000
- Terms
- from 12 to 84 months
Indicative rates by term
| Term | Fixed rate |
|---|---|
| 24 months | 4.90% |
| 48 months | 5.90% |
| 72 months | 7.50% |
Indicative rates, non-binding, subject to change and to review of your file.
Estimate this financing
The capital you wish to borrow.
A longer term lowers the monthly payment but raises the total cost.
Indicative annual nominal rate for the estimate.
A down payment reduces the financed amount.
Your estimate
Monthly payment
€385.73Estimated monthly payment: €385.73
- Indicative APR
- 6.06%
- Total cost of credit
- €3,143.54
- Financed amount
- €20,000.00
- Capital€20,000.00
- Interest€3,143.54
Indicative, non-binding estimate, excluding insurance and any fees, subject to review and acceptance of your file. The final APR will appear on your contract offer.
Representative example
- Amount borrowed
- €20,000.00
- Term
- 60 months
- Fixed borrowing rate
- 5.90%
- Fixed APR
- 6.06%
- Monthly payment
- €385.73
- Total cost of credit
- €3,143.54
- Total amount payable
- €23,143.54
Representative example, excluding optional insurance. A loan commits you and must be repaid. Check your ability to repay before committing.
Eligibility conditions
Accessible if…
- Purchase of an identifiable new or used vehicle
- Steady income
- A profile accepted thanks to the vehicle collateral
Not suitable if…
- A vehicle without a usable invoice or registration
- Repayment capacity insufficient despite the collateral
Documents to provide
- ID
- Order form or transfer certificate
- Proof of income
- Proof of address
Worked example
Used car
€20,000 over 60 months, secured by the financed vehicle.
Frequently asked questions
Are new and used both financed?
Yes, with terms adapted to the vehicle's age.
Is the vehicle pledged?
Depending on the plan, a lien may be taken as collateral.
Can I finance insurance?
Borrower insurance is optional and can be included in the monthly payment.