Our financing
Lease / hire-purchase
Use a vehicle or equipment without buying it, with a purchase option at the end.
A lease with a purchase option has you pay rentals for the use of an asset, with the option to buy it at its residual value. The cost is spread, the asset stays the collateral.
- Amounts
- from €10,000 to €120,000
- Terms
- from 12 to 60 months
Estimate this financing
With a lease you pay rentals then, optionally, a residual value. The calculation depends on the asset and its buy-back value; an advisor sets a precise rental.
Eligibility conditions
Accessible if…
- Private individual or business wanting use without an immediate purchase
- Steady income covering the rental
- A project on an identifiable vehicle or equipment
Not suitable if…
- Looking for cash in hand (a lease finances use)
- An asset that is uninsurable or hard to resell
Documents to provide
- ID
- Proof of income
- Order form or quote for the asset
- Proof of address
Worked example
Vehicle on lease
€30,000 value, 48 rentals then a residual value: you choose to buy or return.
Frequently asked questions
Do I own the asset?
Not during the lease. You own it if you exercise the purchase option at the set residual value.
Is maintenance included?
Depending on the contract; some plans include maintenance and insurance.
Can I return the asset at the end?
Yes. Without exercising the option, you return the asset in the condition set out in the contract.