Our financing
Equipment financing
Finance machines, equipment or business vehicles without straining your cash flow.
Equipment financing funds a productive asset, which often serves as collateral. It preserves your cash flow for operations.
- Amounts
- from €5,000 to €300,000
- Terms
- from 12 to 84 months
Indicative rates by term
| Term | Fixed rate |
|---|---|
| 24 months | 4.50% |
| 48 months | 5.50% |
| 84 months | 6.90% |
Indicative rates, non-binding, subject to change and to review of your file.
Estimate this financing
The capital you wish to borrow.
A longer term lowers the monthly payment but raises the total cost.
Indicative annual nominal rate for the estimate.
A down payment reduces the financed amount.
Your estimate
Monthly payment
€764.05Estimated monthly payment: €764.05
- Indicative APR
- 5.64%
- Total cost of credit
- €5,842.74
- Financed amount
- €40,000.00
- Capital€40,000.00
- Interest€5,842.74
Indicative, non-binding estimate, excluding insurance and any fees, subject to review and acceptance of your file. The final APR will appear on your contract offer.
Representative example
- Amount borrowed
- €40,000.00
- Term
- 60 months
- Fixed borrowing rate
- 5.50%
- Fixed APR
- 5.64%
- Monthly payment
- €764.05
- Total cost of credit
- €5,842.74
- Total amount payable
- €45,842.74
Representative example, excluding optional insurance. A loan commits you and must be repaid. Check your ability to repay before committing.
Eligibility conditions
Accessible if…
- Business investing in identifiable equipment
- A resaleable asset serving as collateral
- An activity with steady accounts
Not suitable if…
- Obsolete or hard-to-resell equipment
- A business without demonstrable repayment capacity
Documents to provide
- Company registration extract
- Quote or pro-forma invoice for the equipment
- Last two sets of accounts
- Business account statements
Worked example
Equipment purchase
€40,000 over 60 months for a productive asset, secured on the financed item.
Frequently asked questions
Does the equipment serve as collateral?
Often yes, which eases approval even for a young structure.
Loan or lease?
Both are possible; an advisor compares depending on your tax position and needs.
What term?
Aligned with the equipment's useful life, up to 84 months.