Our financing
Our financing
Revolving credit
A flexible reserve of money, to be used with care.
Revolving credit provides a reserve you use freely and rebuild as you repay. Flexible but costly: keep it for small one-off needs.
- Amounts
- from €500 to €6,000
- Terms
- from 1 to 60 months
Estimate this financing
A revolving credit does not amortise like a classic loan: its cost depends on your usage and how fast you repay. Use the general simulator with care, or talk to an advisor.
Eligibility conditions
Accessible if…
- A one-off need of a small amount
- The ability to repay fast to limit the cost
- Steady income
Not suitable if…
- A long project, where an amortising loan costs far less
- Difficulty repaying more than the interest each month
Documents to provide
- ID
- Proof of address
- Proof of income
- Recent account statement
Worked example
Small one-off need
€3,000 used then repaid over 24 months: the cost depends directly on your repayment pace.
Frequently asked questions
Why is the rate high?
Flexibility has a cost. The faster you repay, the less interest you pay.
Am I obliged to use the reserve?
No. Interest only runs on the amount actually used.
Is it suitable for a big purchase?
Rarely. For a project, an amortising loan is almost always cheaper.