Our financing
Consumer credit
Finance a personal project, equipment or an unexpected expense.
Consumer credit finances an identified need without mortgaging an asset. Measured amounts and terms, assessed on your real budget.
- Amounts
- from €1,000 to €75,000
- Terms
- from 12 to 84 months
Indicative rates by term
| Term | Fixed rate |
|---|---|
| 24 months | 5.90% |
| 48 months | 6.90% |
| 84 months | 8.90% |
Indicative rates, non-binding, subject to change and to review of your file.
Estimate this financing
The capital you wish to borrow.
A longer term lowers the monthly payment but raises the total cost.
Indicative annual nominal rate for the estimate.
A down payment reduces the financed amount.
Your estimate
Monthly payment
€358.50Estimated monthly payment: €358.50
- Indicative APR
- 7.12%
- Total cost of credit
- €2,207.87
- Financed amount
- €15,000.00
- Capital€15,000.00
- Interest€2,207.87
Indicative, non-binding estimate, excluding insurance and any fees, subject to review and acceptance of your file. The final APR will appear on your contract offer.
Representative example
- Amount borrowed
- €15,000.00
- Term
- 48 months
- Fixed borrowing rate
- 6.90%
- Fixed APR
- 7.12%
- Monthly payment
- €358.50
- Total cost of credit
- €2,207.87
- Total amount payable
- €17,207.87
Representative example, excluding optional insurance. A loan commits you and must be repaid. Check your ability to repay before committing.
Eligibility conditions
Accessible if…
- Steady income covering the monthly payment
- An identifiable personal project
- A controlled debt ratio
Not suitable if…
- A budget already stretched by other loans
- Cash requested without a clear repayment capacity
Documents to provide
- ID
- Proof of address
- Last two payslips
- Latest tax notice
Worked example
Personal project
€15,000 over 48 months: monthly payment, total cost and APR shown before any signature.
Frequently asked questions
How long until an answer?
A clear review time is stated, and we stick to it.
Can I repay early?
Yes, at any time, under the legal conditions set out in the contract.
Is proof of use required?
Depending on the amount and type of credit; we tell you at review.